we are covered

as of october 2008, we have maternity insurance. when we moved here in february last year we joined with regence to cover the childrens medical, but thankfully added maternity for myself just in time for us to be pregnant!

i called a few days ago to make sure there wasnt some sort of waiting period for pregnancy. for some reason i thought they wouldnt cover big stuff like this unless you had been with them for some time. thankfully that it is not the case. after we meet our deductible, which is 3000 bucks, then they will cover 80% . which is a heck of a lot better than the entire amount. BUT if i was not pregnant i think we would cancel our health insurance, such a rip off!!!

i called a midwife today, whom i had a recommendation for from a friend. we are scheduled for our first appointment next monday. i am so excited about the heartbeat!! the midwife sounded so great on the phone, i felt really good about her, but we shall see how it goes.

the more i think about my previous births, the more i realize how i was very blessed with quick labors and the pushing time was less than twenty minutes for both valen and dahlia. even though that back labor was unbearable, it was only one hour of it! i am really counting my blessings today!

Emily on Feb 2, 2009 2:16pm

Glad to hear that you're covered for the birth! I'm sure that's a huge stress relief for you guys. Having kids is expensive!

Molly on Feb 2, 2009 2:16pm

Glad you're covered!
Make sure that the health insurance will cover the midwife and that it will count toward your deductible. Health insurance companies can be sneaky about the little things!

Kristie Ferguson on Feb 2, 2009 2:16pm

So is this announcing you are pregnant?! I think I may of missed the memo! Happy to hear you are going with a midwife. Make sure she says everything you want to hear, other wise keep shopping! Do you think you will stay at home for #3 or do you think you will still go to the hospital? It is really cheap if you just stay home. (: Silly me, it is free to have babies in my country and I still stayed home. (: Very happy for you, hope everything is smooth sailing for you with this little Bub! xoxo

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